Formula
Compounding happens once a year:
Future value = present × (1 + rate) ^ years
The present-value page runs this formula backward.
Assumptions
- Nothing else is added.
- The rate compounds annually.
Worked example
$10,000 at 8% compounded yearly for 10 years has a future value of $21,589.25.
Input definitions
- Present value
- The lump sum you have today.
Limitations
This is an estimate, not a loan offer, tax filing, or investment advice. The currency control changes the symbol only.
Questions
What if I add money every year?
Use the investment calculator. This page is one lump sum.
Does a zero rate change the amount?
No. The future value equals the present value.